About 75% of Namibian adults are unable to make their income last until their next payday, according to the Namibia Statistics Agency’s (NSA) 2025 Namibia Financial Inclusion Survey.
Presenting the survey on Wednesday, Statistician-General Alex Shimuafeni said only 25.4% of adults reported that they were often able to make their income stretch until their next source of earnings, highlighting persistent challenges in household financial management.
“Only 25.4% reported that they were often able to make their income last until their next income, underscoring ongoing challenges in household financial management and stability,” Shimuafeni said.
The survey found that 54.1% of Namibia’s adult population earns N$2,000 or less per month, with 26.9% earning between N$1 and N$1,000 and 27.2% earning between N$1,001 and N$2,000.
Only 8.1% of adults earn more than N$11,000 per month, while 16% either did not disclose their income or declined to state it.
“The largest share of 54.1% of the adult population earns N$2,000 and less monthly,” he said.
The survey also found that cash remains the dominant means of receiving income, with 48.9% of earners paid in cash compared with 43.5% who receive their income through bank accounts.
Most Namibians receive their income monthly, with 71% reporting monthly earnings. A further 12.3% receive income only occasionally, while 7.1% rely on daily earnings, reflecting the continued importance of casual and informal employment.
“The majority (71.0%) of the population received their income on a monthly basis. This is followed by those who received income occasionally (12.3%) and daily (7.1%),” Shimuafeni said.
