20Twenty Financial Solutions (Pty) Ltd has secured N$92 million in debt funding following the launch of its Sustainability-Linked Finance Framework, supporting the expansion of its inflation-linked home loan offerings aimed at increasing access to homeownership in Namibia.
The funding was raised through the issuance of the company’s inaugural sustainability-linked note, which 20Twenty said would strengthen financial inclusion and improve long-term affordability for borrowers.
The transaction was supported by RMB Namibia as arranger, NSX debt sponsor and sustainability coordinator.
20Twenty, a Namibian housing finance provider, focuses on inflation-linked loan products designed to deliver more predictable repayment outcomes for homeowners. The company raises funding through a listed Domestic Medium Term Note Programme on the Namibia Stock Exchange, giving investors exposure to residential secured housing debt.
The Sustainability-Linked Finance Framework sets out targets focused on expanding housing finance to first-time homeowners and women. These targets are embedded in the structure of the note and will be measured and reported on annually.
The framework was independently assessed by SLR Consulting, which issued a second-party opinion confirming alignment with recognised sustainability-linked finance principles.
The issuance is only the second sustainability-linked note in Namibia and the first to be inflation-linked, highlighting growing innovation in the local debt capital markets.
Chief Executive Officer of 20Twenty Financial Solutions, Gideon Cornelissen, said the transaction signalled investor confidence in both the company’s model and its social objectives.
“This issuance shows that investors recognise the strength of our model and the value of linking capital to measurable social outcomes,” Cornelissen said.
Monet Basson, a transactor at RMB Namibia, said the deal demonstrated how sustainability-linked instruments could support real economic and social outcomes while deepening Namibia’s capital markets.
